Terms of Use

These Terms of Use ("Terms") govern your access to and use of suninsightlab.com (the "Site"), operated by Sun Insight Lab. By using the Site, including the Stock Investment Simulator, you agree to these Terms. If you do not agree, please do not use the Site.

1. Educational purpose only

The Site provides educational information and interactive tools. Nothing on it constitutes investment, financial, legal, or tax advice, a recommendation, or an offer or solicitation to buy or sell any security. See our Disclaimer for full details.

2. No professional relationship

Sun Insight Lab is not a registered investment adviser, broker-dealer, or financial planner. Using the Site does not create any advisory or fiduciary relationship. You are solely responsible for your own decisions and should validate assumptions and consult a qualified professional where appropriate.

3. Acceptable use

You agree not to: use the Site for any unlawful purpose; attempt to disrupt, overload, or gain unauthorized access to the Site or its infrastructure; scrape or harvest content in a way that degrades availability for others; or misrepresent the Site's content as personalized advice.

4. Intellectual property

The original text, charts, diagrams, code, and design on the Site are the property of Sun Insight Lab unless otherwise noted. You may share links and brief quotations with attribution. You may not republish substantial portions, or our custom graphics, without written permission. Third-party names and trademarks (e.g., ticker symbols and company names) belong to their respective owners and are used for identification only.

5. Market data and third parties

Historical price data originates from public sources via Yahoo Finance and is provided "as is" without warranty of accuracy or completeness. The Site also relies on third-party services (such as Google AdSense, Google Fonts, and the Chart.js library), each governed by its own terms. We are not responsible for third-party content, advertisements, or linked websites.

6. No warranty

The Site and all content are provided "as is" and "as available," without warranties of any kind, whether express or implied, including accuracy, timeliness, fitness for a particular purpose, or uninterrupted availability.

7. Limitation of liability

To the fullest extent permitted by law, Sun Insight Lab and its contributors are not liable for any direct, indirect, incidental, or consequential losses arising from your use of, or reliance on, the Site or its tools — including any investment outcomes.

8. Changes to these Terms

We may revise these Terms as the Site evolves. The "Last updated" date above reflects the current version; continued use after changes constitutes acceptance.

9. Contact

Questions about these Terms? Email [email protected] or see our Contact page.

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